Also when it comes to paying bills, don't choose which ones to pay, figure out how much you can afford to spend on bills and then pay all of your bills a proportional amount from your bill paying fund. They like regular payments even if they are not the whole amount, Keep the lines of communication open and be proactive in calling them first. They cut you a lot of slack if you come to them. They don't take it personally that you are broke, they are just glad that you are still talking to them and intend to pay when you can.
I've had months where everyone got half or less of what was owed.
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And now I'm finished posting.
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