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I've found that one simple number gets rid of most mortgage-refinance telemarketers
Telemarketer: blah blah blah refinance blah blah low rates blah
Me, interrupting: Can you beat 4.75%
Them: Uhh, no sir, thank you for your time.
Or, in one case
Them: Fixed?
Me: Fixed.
Them: Uhh, no sir, thank you for your time.
Window and siding guys are more fun. My old way was
Them: Hi, this is Sears calling with blah blah blah windows, blah blah blah doors, blah blah blah siding...
Me: (puts phone down, waits a few minutes for noise to stop)
Me: (Picks up phone) "Sounds really great, but I rent" <click>
New way, same thing but "It's a condo".
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