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Originally Posted by Redux
I'm curious how you can explain it as a pre-emptive strike.
Given that these dramatic increases are on individual policies, not group policies.....and under the proposed Exchanges, those individuals would not only have more choice of providers, but the company in question would almost certainly not qualify for the Exchange at that premium/admin cost ratio?
These premium increases have everything to do with an unregulated, uncompetitive market and nothing to do with "loopholes" in the proposed reform.
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Nothing in the Demoncratic Healthcare Reform Bills would protect anyone from these kinds of increases. That is the point I have been bringing up for months. This increase is how the insurance companies will recoup any cost increases they incur with the proposed plans. The fact that they are unregulated is not addressed in the proposed plans; the fact that they are in an uncompetitive market is not addressed in the proposed plans, although I do recall the Republickins introducing a proposal for there to be greater competition in a free market across state lines. Nothing in the proposed plans on the table would prevent an insurance company from doing this in the future.