[skysidhe]

Originally Posted by Clodfobble

If you use your credit card in an organized fashion for convenience, you'll never be tempted to rack up debt on it. For example, you could decide to get a card that is only for groceries. Use it for all your groceries, and only your groceries. It'll never be a big deal to pay it off each month, since you already know you can afford the food you're already paying for, and you're probably not going to suddenly stock up on piles and piles of expensive meats just because you have a card in your hand at the store (you won't, right?) You've mentioned before that you'd like to get your food budget down anyway, so it may also be helpful to see how the amount fluctuates from month to month.

That is a great idea for cloud.