[TheMercenary]

There is not a huge distrust between lenders and loaners. If there was such a great risk to their profits they would not loan the money. But understand, up to this point, much of the laws regulating the banking industry (including the loaning industry, because you don't have to be a bank to loan money) has been written by their cronies in the various seats of power, at both a state and national level. The huge influence these industries have on lawmakers comes in many forms among them are payment to re-election and through lobbyists. Obviously the spotlight is on them now and in the last 2 years or so and they are all running and trying to distance themselves from the past. But if you examine who these industries gave money to in the past and look at the bills they passed into law it is pretty clear. Money is power in politics.