I know, just being a smartass.
Yes I have no mortgage. The first couple years, when the principle was peanuts, I paid double principle. I had about 12 years to go on a 30, and I refinanced to lower the interest rate. They said it would lower my payment, but I told them I didn't want to do that. So one day I get a letter saying my last payment would be... surprised the shit out of me, because it's habit, pay the mortgage every month and don't even think about the end... that's like future, way off, someday. Then that day comes and you say, Oh fuck, where'd my life go?
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The descent of man ~ Nixon, Friedman, Reagan, Trump.
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