Well I've been on SEPTA for the past 3 years.
It's not "horrid" but it's nothing amazing. The delays are frequent on the EL and buses. The Regional on the other hand is clean and fast (but twice as expensive).
Worse yet, there are homeless all over the EL, in addition to characters that make you feel a bit uneasy.
Sucky thing is that SEPTA does have a policy which says that if a ride is delayed you ride free. Well the catch is that since almost everyone has a monthly pass you get nothing...
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