[TheMercenary]

By disolving them you eliminate their ways of doing business. Do as they have done with all the Bank failures and take overs in the last year. Fold the loans into reputable lending institutions. Eliminate them. Take the money and prop up the reputable institutions. They need to fail and go out of business. Period. Many more people are going to lose their homes anyway. That is not the point. Stop using emotion to deal with it. This is a business transaction.

additionally: Eliminate non-commerical banks abilities to provide low cost loans to people who never could have afforded them in the first place. The barrowers will have to assume some responsibilities for their bad choices.