[TheMercenary]

Well for one you can stop throwing good money at bad programs and start to provide some help for the families through well defined temporary bridge programs to get them into some other type of housing that is appropriate for their budgets. Hell, take the money and buy down their loans but that does not fix the overall problems of shady lenders and shady buyers getting away with tax payer money for bad personal behavior and decisions. I know that the longer we prop them up the longer it is going to take for a correction to occur. A number of economists are talking about how we are doing nothing more than delaying the inevitable for many of these people and lenders.