[classicman]

Scott Talbott, who represents some of the country's largest financial firms at Financial Services Roundtable, said banks are still lending, but they've gotten more wary of potential risk.
"You've seen an increase or a tightening of the credit standards," Talbott said. "So banks are cautious now about lending in terms of who our borrower is.
We're looking to make good, solid loans that can be repaid."

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