I'm stupid because my 1996 Olds with 210,000 miles on it doesn't qualify for clunkerism (let's not consider things like it stalling twice on my way into work this morning.)
I'm stupid because I didn't understand all the implications of the insurance game, and some kid on a cell phone ran a red light, two weeks and 500 miles into my ownership, and I got royally fucked.
I'm stupid because I didn't listen to the advice of about 100 different people (all with differing opinions) as to how best to handle the whole deal, from buying to settling.
So, I'm stupid. The insurance game is set up to take advantage of stupid, naive, and trusting people such as me.
I say if someone can get a new car by turning in a "clunker" then more power to them. Usually, it's us stupid people getting fucked.
I get so sick of all the really smart people on earth, who make perfect choices about oh just everything, calling everyone else stupid.