Quote:
Originally Posted by Perry Winkle
Do I need to get insurance before I start doing test drives?
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This is an interesting question. I think the dealer's insurance will cover damage to the car they own, but probably wouldn't cover your personal liability if you crippled someone in an accident. Most states require that you have liability insurance to drive, but I don't think an insurance agent would be willing to give you car insurance without knowing what kind of car you would be buying. The rates are based in part on the car you buy.
I'm sure the dealer would be more than happy to sell you anything. I seriously doubt you need insurance for the dealer to sell you the car.
The bottom line is that I don't actually know the answer. A call to a local insurance agent would tell you.