[ZenGum]

I don't think the government caused it, but I think it is a good idea for the government to fix it.
The problem is a flow on from the global liquidity crisis; the solution seems to be some kind of guaranteed liquidity. Done properly it might even be mildly profitable. Duck's job should be fine, or at least, won't crash immediately due to liquidity problems. A longer term decline as consumers become more wary is a distinct possibility.