I'm with you (Dana). The only way I will do it is if it is paid for all in cash plus some for renovations. This is not going to happen until I win the lottery.
And:
My husband and I can't stay in one place for long enough to really make it worth it. Not for now. When we are older and have the cash we might think about it. And by then maybe the dollar will be worth something again. Dunno. I love not worrying about the upkeep of the entire property when the pace at work gets too heavy.
I live in a place I could not afford to own. It's awesome and I love it. It really doesn't have to be mine for me to get pleasure from it.