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If you cannot afford the car, then you don't buy it.
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If you need the car to drive to work to make money to buy the car, then you buy it.
A car is unique amongst things you buy on credit, because the car itself is collateral for the loan -- and, unlike everything else you buy on consumer credit, does not quickly lose value and can easily be moved to where it can be sold to cover the debt. (Because it has wheels.)
If you are uncertain about your ability to pay for it, you can buy "gap insurance" which LJ will explain to you in detail.