[monster]

I think I've written more checks since I moved here than in my entire rest of my life (and imoved here 7 years ago aged 30) at the time it seemed like the banking here was stuck in the dark ages (and sometimes it still does), but when you stop to consider the size of the US and the number of different states with different rules, it's more like international banking than domestic banking. So much easier to get ripped off, so much less protection as the money crosses so many "borders' and passes through so many hands. people write checks because they're easier to track and harder to 'change" or duplicate.

Uk and Aus are so small in comparison that it's not only easier to keep track of stuff, it's easier to update to more "modern" systems -fewer parts of the machine to get updated