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The problem with laptops is that there are almost no commodity parts available, except for the memory chips (which are pretty cheap to replace) and the hard drive (which is fairly cheap to replace from a hardware standpoint--and that cost will be dwarfed many times over by the cost of losing your unbacked-up files).
The hard drive is the most likely thing to go. But if you do need a new display unit, or video card, or motherboard... you'll spend a lot more on that repair (up to a substantial % of the price of a new laptop in the case of the motherboard).
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