The Cellar - View Single Post

bbro · 01-03-2008, 01:23 PM

Thanks classicman. I know exactly how I got here.

1. living above my means
2. having to pay for my own insurance at about 400/month
3. being late for a payment, thus quadrupling my monthly payment.

I have been in debt close to this before, but fixed it by putting my cards in the freezer and using only cash or my debit card. Paid one credit card off and started focusing on my other one. Then, an unauthorized purchase was made with my debit card and I got scared and things whirled out of control. As soon as I get his under control. my cards are staying in my freezer!! For big purchases ONLY!

And the 300 is for one credit card, the total I pay a month for credit cards is about 650.

01-03-2008, 01:23 PM	#17
bbro Insert witty comment here Join Date: May 2004 Location: Raleigh, NC Posts: 2,182	Thanks classicman. I know exactly how I got here. 1. living above my means 2. having to pay for my own insurance at about 400/month 3. being late for a payment, thus quadrupling my monthly payment. I have been in debt close to this before, but fixed it by putting my cards in the freezer and using only cash or my debit card. Paid one credit card off and started focusing on my other one. Then, an unauthorized purchase was made with my debit card and I got scared and things whirled out of control. As soon as I get his under control. my cards are staying in my freezer!! For big purchases ONLY! And the 300 is for one credit card, the total I pay a month for credit cards is about 650.