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Excellent topic Bruce.
I use online payment options when ever possible. Paying this way saves me time and hassles.
The *most* valuable financial instrument I have is the Visa check card. I love it. The fees for using it are low and you can never hurt yourself with it. Do you have the cash in your acct? Yes? Then use the card, online or in person. It pays monthy bills as well as internet orders. No fuss, no muss.
I've never had any troubles with using it. It has all but replaced my cold hard cash policy.
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