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I don't buy that much. long time ago, when they first came up with it, I was "invited" to apply, but was rejected. I'm better now with money than I ever was, but for a long time I was crappy with it, and poor, and that's kind of dogged me. Maybe I'll try to reapply, but I don't fancy rejection much.
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"Guard your honor. Let your reputation fall where it will. And outlive the bastards!"
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