well, the gray beards in my business always say, "trees don't grow to the sky, do they?" yeah, i know, dumb saying, but the point is that the economy is a cycle, it has peaks and troughs and no one knows exactly what will be the catalyst for each or the day they'll start. but my money, says you'd be a fool not to have some pretty serious defensive measures in place if you are planning to draw income from your investments in the next 10 years.
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Getting knocked down is no sin, it's not getting back up that's the sin
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