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Originally Posted by lookout123
So if we go back to the start, you used $5000 of someone else's money. You can make all the payments and maintain a positive credit score, probably paying well over $7000 to pay it off, by the time it is all paid off. Or you can sacrifice a few points on your credit score and pay them $2-3000 in a year or so. That's the way the cookie crumbles.
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Sure, but
next time, they won't be able to get a loan at all, whereas I still will, right? That's what I tell myself to keep from weeping, anyway.