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2+ years to get rebuilt for the people with money, good insurance and assertive management personalities. Not that many custom builders to do rebuilds, and new development builders business model doesn't handle demo, rebuilds very well, so there is a long waiting list.
The people who live out in areas like Ramona (not the developments , but in the country, hills and canyons) frequently like the isolated lifestyle, and some don't have the money or coping skills to rebuild what they've spent 20+ years evolving as a home. some of them still haven't gotten rebuilt in 4 years, and just got sent back to start over.
and the market should get a slight bump, too. but, people will also move out because of this.
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