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Credit card companies don't care about the risk. They make enough back it's worth it. Credit card companies are the debil, and prey on people who ARE financially desperate. Kudos to you, orthodoc, for being smarter than most, but I don't think we should FULLY fling poo on those who have been caught up in the mess.
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A word to the wise ain't necessary - it's the stupid ones who need the advice.
--Bill Cosby
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