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Originally Posted by Kingswood
Taken in isolation, being overweight is not a health risk.
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Actually, yes it is. The word "risk" is a statistical term here, and statistically, being overweight means a greater likelihood of being unhealthy. It is by no means a guarantee, as you point out. But it IS a decent predictor, and that's the business that insurance companies are in--predicting their future losses. Some people smoke for fifty years and never get lung cancer, but they have to pay the higher premiums too. Life isn't fair.