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Then again the majority of Americans always have to worry about their insurance companies, changing their policies or refusing to provide coverage in certain instances.
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That's the beauty of having a lot of insurance companies to choose from. It keeps most of them in check from going too crazy with what they charge and from changing benefits all the time.
Competition keeps costs down and services up. Healthcare is far too important to let government mess around with. So is retirement, charity, education, and many other things.