Okay... but if they were being responsible in the first place, wouldn't that mean realizing they couldn't afford some things (like videogames*) to begin with, not buying them, and thus putting the businesses (me) in the same situation anyway? I suppose that with interest included, they will ultimately be able to buy less overall, so I'd be hurt in the long run that way. But if some people are going broke paying debts/interest, someone else is receiving that money from them, and won't they buy more things instead? I mean, it would suck on a personal level, but if my industry went under couldn't I in theory go get a job with a credit card company, since they'd be doing so well?
*Studies actually show that in recessive economies people buy more entertainment luxuries (specifically videogames, but others too) as a means of escapism. But I get your point.
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