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There's more than one "we" in question...that was my point.
If you actually don't know the difference between collectivism and democracy, that's too bad. One is a system of government, the other a political philosophy. But if you really do think they're the same thing, that would explain a lot.
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My point, was that individuals pay tax according to the collective will of the people as expressed through the democratic system. In your country, taxes are also something that you pay as an individual but decide upon collectively as expressed through the democratic system. Does that mean that evey individual in the country gets to make their own individual decision? No. It does however mean that everyone in the country has an opportunity to express their view through the ballot box. Don't want it? Don't vote for it.