Quote:
Originally posted by perth
uh, it may not be the same across the country (although i dont know why it would be different) but i can and have done all these things having only a debit card (visa logo).
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It's more of a place-to-place deal, from what I've seen.
I've used a Visa debit card for 5 years now, and have never had a problem with it. I do know of people that have experienced problems in trying to use such a card though. Some websites I've shopped at in the past warned of possible problems with them as well.
The company for whom I used to work constantly had problems in processing orders using a Visa/MC debit card. Then, the customers would either wind up on the hold list (if we hadn't sent the order yet) or the collections list (if we had). Apparently, there was no problem with the system we used for processing, and I seriously doubt that all these customers were broke.
I don't know exactly how the systems work, but they should work the same for either type of card. If I buy a $100 item, the system should be able to read the card, note that I either have the $100 available or not, and proceed accordingly. Perhaps debit cards are on a different system...*shrugs*