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Do not ever incriminate yourself - that is why the officer phrases the question that way - to make his job easy if it goes to court. When you acknowledge that you were speeding, you are waiving the presumption of innocence and its very difficult to get it back - sort of like withdrawing a confession.
It is not always necessary to answer the question as asked. You can say anything you want including a question of your own:
"Was I speeding?"
"If I was speeing, I didn't realize it."
"I would never intentionally exceed the speed limit."
Don't do the cop's job for him/her.
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