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Along with everyone else don't ignore it. I know here in Texas they will put a default judgement, then you are thouroughly screwed and your credit is shot to hell. I just had to go to the court and submit a letter stating what my intentions were on the debt. The clerk said that it was all they need,and the lawer couldn't ask for a default judgement cause I responded. Called the original company worked out a deal, called lawyer told him to confirm, and we are a done deal. So don't ignore it, and follow thru with whatever you work out. Cap One would love to at least get some money from you so they usually will deal.
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