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Sundae · 12-01-2005, 08:52 AM

Sorry to hijack - I got myself into credit trouble about 3 years ago (a financial hangover from living above my means in London). I have NO credit rating. I managed to sort myself out by working over 60 hours a week & with the help of a Christian charity who negotiated with my creditors & set up a repayment scheme (something I was too ashamed & scared to do).

I now have no credit whatsover - no cards, catalogues, overdraft, loans etc. The downside is, in my time of trouble I messed about with 2 banks & am now on the most basic no-credit-check account. All my own fault, but no prospect of plastic for at least 2 years.

But back to the O/T - I met a very interesting man today who has aske dme to meet him tomorrow!!! Excuse the exclamation marks - but YAY ME!!!!

12-01-2005, 08:52 AM	#38
Sundae polaroid of perfection Join Date: Sep 2005 Location: West Yorkshire Posts: 24,185	Sorry to hijack - I got myself into credit trouble about 3 years ago (a financial hangover from living above my means in London). I have NO credit rating. I managed to sort myself out by working over 60 hours a week & with the help of a Christian charity who negotiated with my creditors & set up a repayment scheme (something I was too ashamed & scared to do). I now have no credit whatsover - no cards, catalogues, overdraft, loans etc. The downside is, in my time of trouble I messed about with 2 banks & am now on the most basic no-credit-check account. All my own fault, but no prospect of plastic for at least 2 years. But back to the O/T - I met a very interesting man today who has aske dme to meet him tomorrow!!! Excuse the exclamation marks - but YAY ME!!!!