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I paid into an inexpensive scheme in Canada,not sure if in US, whereby a small amount is contributed very month, if you start early when the kids are young.
You pay for the first year of university and if the grades are OK subsequent years of tuiution etc. but not living expenses are paid by the scheme.
Of course I went overseas and the plan lapsed but in theory it was good.
Had I kept it up my son would benefit now because his is going to do a masters in London and will probably go the PhD route.
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"Happiness is like sex. In order to get any good out of it, you have to give it to someone else." 
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