"In one 22-year study tracking the careers of 1,500 men and women, 83 of whom became millionaires, the researcher found that not a single person in the study became wealthy investing in the stock market. in fact, most of the people in the study were still struggling financially after 22 years of work, and one of the main reasons was because they had lost so much money investing their savings in stocks recommended by financial advisers." - Brian Tracy, Getting Rich Your Own Way