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They don't discuss that in the article, but the SSA does send out an annual report to each worker to let them know where they stand. It's been a while since I got my last one, but I think it lists how much you have paid in each year, and what they expect your monthly payment to be when you retire. If you see a bunch of zeros for the years you know you paid thousands of dollars into system, you might want to look into that.
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