i happen to be a stock broker with one of the top 6 in the nation. Van guard is not my preferred vendor but they do have some very nice funds. i don't know your specifics so i couldn't make any solid recommendations, but if you are in your younger years with quite a while til retirement then you can invest more heaviliy in growth funds and growth and income funds. as you get closer to retirement you will need more security so you will move towards income, and growth and income funds. also - don't stop at your 401k, start a Roth IRA, it doesn't take much to start and you will be so happy that you did as you get closer to retirement. where in the country are you located? i may be able to recommend you to someone who can help you locally.
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