http://www.slideshare.net/kzamandaru...to-prepare-for

1. Inflation
2. Running out of money
3. Stock market slumps
4. Health expenses
5. Long-term care costs
6. Drawing down assets too quickly
7. Retiring too young

I can understand #7 but #2 depends on how important it is and I think its iimportant to everyone :)

Well, 3 just took care of 7! :biggrindu

#7 is bullshit, go as young as you possibly can. When a pandemic or a speeding bus gets you who cares how much money you leave the vultures?

...
but no younger; that's how #7 can get you.

8. Ending up as the richest man in the graveyard.

You can live on a lot less than you think unless you want to travel the world or hoard toilet paper.

or have health insurance

With good solid health insurance you can live very cheap, without it you need courage to get out of bed. My prescriptions last year were over $13,000. That's list price and nobody gets that amount but without the insurance company to buffer that's what they would bill me. I paid a little over $300 for the year.

Yeah, number 4 is a mother-fudger.