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-   -   What are the Job Requirements for Being a Bank Cashier? (http://cellar.org/showthread.php?t=25398)

monster 06-21-2011 11:47 PM

What are the Job Requirements for Being a Bank Cashier?
 
Because apparently being able to count is not one......

At the Pool's bank, I have to put all coins (even if there are only 5 of them) in the change counting machine before I bank them. When the machine is broken..... oh lordy....

The first time, they told me they couldn't accept my deposit. I told them, they damn well better, so I ended up visiting with the manager who manually counted them with her nail extensions. slowly.

A few days ago, the clerk was horrified to learn the machine was broken. I offered to stack the coins for her to make it easier. She didn't get how it would make it easier. She buggered of and got a coin counting frame. And still failed to stack the fuckers in there correctly. And she picked up the coins one by one off the flat counter with her fingernails (except for the ones I stacked). I coulda stacked and counted a thousand dollars in pennies in the time it took her.... the youth of today.... sheesh......

Trilby 06-22-2011 02:46 AM

As a former waitress in a greasy spoon, I am a whiz at counting and rolling coins of all realms.

The youth today just suck.

GunMaster357 06-22-2011 05:26 AM

Same problem here.

Recently, our Minister of Education wanted to reinstate mental calculation in primary school. Teachers were saying that it is a trauma for children when they cannot find the answer.

I don't know if his decision is in effect.

glatt 06-22-2011 07:18 AM

My 3rd grade boy just finished his 12s multiplication tables and is taking the extra credit quizzes now at school. He would have finished sooner, but for a couple weeks there, he just wasn't getting them. Then we did flash cards, and it clicked. And then just a few weeks ago, the quizzes stopped for a month wile they took the stupid standardized tests.

Last I heard, some of his classmates were still on their 4s. They are the ones who will be going into banking.

Spexxvet 06-22-2011 07:49 AM

Quote:

What are the Job Requirements for Being a Bank Cashier?
A pulse and a poor attitude?

infinite monkey 06-22-2011 08:20 AM

Quote:

A pulse and a poor attitude?
Wow. You guys must all live in Meanland. Everyone who provides a service is mean and terrible.

Seriously, the tellers at my bank and its branches are all so nice! And the people at the BMV are friendly and efficient.

Maybe it's the smallish town thing. Maybe it's my undeniable charm. :lol:

Spexxvet 06-22-2011 08:46 AM

The nearest bank to this office has decided it can only make smaller bills out of bigger bills if you have an account with them. :right:

BTW, Infi, a patient was in yesterday who lost her glasses in Dayton. She said the people were like children of the corn. Maybe she works at a bank.

infinite monkey 06-22-2011 08:53 AM

:lol:

They ARE like the kids o' corn.

Must be my town though. I've even always been impressed with garbage pickup. They'll pick up just about anything. I've heard a lot fo people in other towns/cities say that isn't nearly the case there.

Trilby 06-22-2011 09:20 AM

What does it mean to be a child of the corn??

Sundae 06-22-2011 09:42 AM

Our cashiers are mostly wonderful.
It's the bloody stupid rules the banks impose that makes things hard for the customers and therefore get the staff a hard time.

I am not allowed to make any cash withdrawals under £100 over the counter.
This is because they figure that's what the cashpoints are for.
However it also means that if I have £9.99 in my account I can't access it. Instead I have to go queue 20 mins at the Post Office. Why? it's my money, even if it's £1.25. And yes, I have drawn that amount out before and yes it made a difference at the end of the month.

That rule is to reduce queues.
Right.
Old giffers who cannot understand or hear basic questiond and people with complicated transactions on multiple accounts are what cause queues. Not me, card in hard speaking clearly and wanting to get out of there ASAP.

Also, it takes 5 working days for a check to clear into my account. Even Government cheques ie from HM Tax Office! I've taken them to Instant Cash places before. It's worth the £5 not to have to wait what is usually a week once you get down to it.

And also the bank I use to pay one of my creditors no longer allows you to enter a personal reference on the paying in slip.
I've no idea how they match the payment to the payee at the company now, but they haven't come back to me with a threatening letter so I guess they do. I keep all the receipts anyway. But that's really discourteous of the bank if you ask me. "No, we won't make a note of who is making the payment. Work it out yourself!"

We don't generally have coin counting machines here, Monster. It's done by weight. You have to fill a bag with exactly the right amount, it's then just weighed and passed at the bank. But only if you have a business account there. Children and charities can also change coins, but again, only if they bank there. Again, I find Post Offices the best bet, because they supply local business with bags of change. It's quite draconian though - NO MIXED COINAGE and you must have the exact amount in each bag (ie £1 of 1p = 1 bag, £10 of 20p = 1 bag).

infinite monkey 06-22-2011 09:43 AM

1 Attachment(s)
Quote:

Originally Posted by Brianna (Post 741362)
What does it mean to be a child of the corn??


infinite monkey 06-22-2011 09:45 AM

Quote:

Originally Posted by Sundae (Post 741364)
Our cashiers are mostly wonderful.
It's the bloody stupid rules the banks impose that makes things hard for the customers and therefore get the staff a hard time.

I am not allowed to make any cash withdrawals under £100 over the counter.
This is because they figure that's what the cashpoints are for.
However it also means that if I have £9.99 in my account I can't access it. Instead I have to go queue 20 mins at the Post Office. Why? it's my money, even if it's £1.25. And yes, I have drawn that amount out before and yes it made a difference at the end of the month.

That rule is to reduce queues.
Right.
Old giffers who cannot understand or hear basic questiond and people with complicated transactions on multiple accounts are what cause queues. Not me, card in hard speaking clearly and wanting to get out of there ASAP.

Also, it takes 5 working days for a check to clear into my account. Even Government cheques ie from HM Tax Office! I've taken them to Instant Cash places before. It's worth the £5 not to have to wait what is usually a week once you get down to it.
And also the bank I use to pay one of my creditors no longer allows you to enter a personal reference on the paying in slip.
I've no idea how they match the payment to the payee at the company now, but they haven't come back to me with a threatening letter so I guess they do. I keep all the receipts anyway. But that's really discourteous of the bank if you ask me. "No, we won't make a note of who is making the payment. Work it out yourself!"

We don't generally have coin counting machines here, Monster. It's done by weight. You have to fill a bag with exactly the right amount, it's then just weighed and passed at the bank. But only if you have a business account there. Children and charities can also change coins, but again, only if they bank there. Again, I find Post Offices the best bet, because they supply local business with bags of change. It's quite draconian though - NO MIXED COINAGE and you must have the exact amount in each bag (ie £1 of 1p = 1 bag, £10 of 20p = 1 bag).


This I don't get. With instant electronic everything they should be able to see cleared checks right away. I think it's a ploy by banks to eke a little more interest off the money.

Spexxvet 06-22-2011 09:45 AM

Quote:

Originally Posted by Brianna (Post 741362)
What does it mean to be a child of the corn??

I think the meant "unsophisticated"

http://en.wikipedia.org/wiki/Children_of_the_Corn

infinite monkey 06-22-2011 09:48 AM

I think he meant zombie-like and scary. :worried:

Trilby 06-22-2011 10:04 AM

rubes or scary rubes?

Either way, it's not good.

Lola Bunny 06-22-2011 10:13 AM

I think it really depends on where you go and how unlucky you are (to get an incompetent, cranky teller). There's this one bank I sometimes go to and this woman is terrific. She's always cheerful and I love joking around with her.

infinite monkey 06-22-2011 10:16 AM

They laugh at me...twice I've run my cart into a little table they have there (branch is in wally world) for no other reason than I just wasn't paying attention. They tease me about it. I'm like "what is WRONG with me?"

Again, Lola, it's probably our undeniable charm and they're just so darn happy to see us. ;)

Nirvana 06-22-2011 10:41 AM

Banks aren't the only place you find these "creatures" I am so tired of stupid. Where is the money for our schools? Oh its funding re elections of electronic device using porn stars :rolleyes:

wolf 06-22-2011 11:01 AM

Petite, female, fake nails, working to earn the money for fake boobs, under 30, quick to do the hair flip to flirt with conventionally attractive male customers, painfully slow at doing anything else.

I had one shove my meager pile of cash into a bank envelope and I had to stop her from sealing it because I hadn't yet counted it. She acted like no one ever did a recount on her ...

limey 06-22-2011 12:03 PM

Quote:

Originally Posted by Sundae (Post 741364)
...
Also, it takes 5 working days for a check to clear into my account. Even Government cheques ie from HM Tax Office! ...

In the days before electronification of all transactions it used to take three business days for a cheque to clear.

Quote:

Originally Posted by infinite monkey (Post 741366)
This I don't get. With instant electronic everything they should be able to see cleared checks right away. I think it's a ploy by banks to eke a little more interest off the money.

I know it's a ploy by banks to use our money to make even more profit for themselves :mad2:.

Lola Bunny 06-22-2011 12:04 PM

Quote:

Originally Posted by infinite monkey (Post 741375)

Again, Lola, it's probably our undeniable charm and they're just so darn happy to see us. ;)

I think so too. :D :lol:

classicman 06-22-2011 12:36 PM

The live humans used to be very good, and enjoyable to interact with.
I only deal with the machines now.
The people are worse than ever. Clueless, incompetent and uninterested or is it disinterested. I rarely deal with change though - that does complicate the issue.

Sundae 06-22-2011 01:45 PM

Quote:

Originally Posted by wolf (Post 741381)
Petite, female, fake nails, working to earn the money for fake boobs, under 30, quick to do the hair flip to flirt with conventionally attractive male customers, painfully slow at doing anything else.

NOTHING like our bank staff! They are invariably in their 40s, with rather jolly faces and friendly attitudes and stuffed into unflattering "smart" uniforms. Which were designed by someone who had a crush on an air hostess but had never seen a woman over 140lbs sitting down before.
Quote:

Originally Posted by limey (Post 741387)
In the days before electronification of all transactions it used to take three business days for a cheque to clear.

I know it's a ploy by banks to use our money to make even more profit for themselves :mad2:.

True. Completely. And they figure that those of us at the poor end of the scale won't earn them any interest, so they hit us with the highest charges and most punitive schedules.

classicman 06-22-2011 02:15 PM

I think I got around that by cashing the check and then depositing SOME of the cash... or something. Wow, I really cannot remember, but l did something like that.

Clodfobble 06-22-2011 09:55 PM

My brother-in-law used to work as a bank teller. The truth is, they get paid barely more than minimum wage. They sell you on this idea that it's a great professional career ladder, and that someday you might work in the loan division on commission and make lots of money. But few people are stalwart enough to make it past 7+ years of no raises. And on top of getting paid shit, you are expected to wear expensive clothes to work.

infinite monkey 06-22-2011 10:36 PM

Quote:

Originally Posted by Clodfobble (Post 741481)
My brother-in-law used to work as a bank teller. The truth is, they get paid barely more than minimum wage. They sell you on this idea that it's a great professional career ladder, and that someday you might work in the loan division on commission and make lots of money. But few people are stalwart enough to make it past 7+ years of no raises. And on top of getting paid shit, you are expected to wear expensive clothes to work.

This.

wolf 06-23-2011 07:59 PM

Quote:

Originally Posted by Clodfobble (Post 741481)
My brother-in-law used to work as a bank teller. The truth is, they get paid barely more than minimum wage. They sell you on this idea that it's a great professional career ladder, and that someday you might work in the loan division on commission and make lots of money. But few people are stalwart enough to make it past 7+ years of no raises. And on top of getting paid shit, you are expected to wear expensive clothes to work.

Other than the obvious moral and ethical issues, why don't more of them steal from the cash drawer, then?

SamIam 06-23-2011 09:05 PM

Well, their count DOES have to come out correct at the end of the day. In theory, anyhow. I don't understand what the big deal with change is. Where I work at the Bates Motel, we don't even have a cash register - just a cash box. And naturally, there's always some nice little Navajo grandmother who wants to come in and buy a room for $50.00 with all the dollar bills and coins she's made selling tourist trinkets all day. And she always comes in at one minute before closing. (sigh) Talk about children of the corn! Lucky for me, I am so old that we had to learn the multiplication tables in grade school and how to add and subtract - what a concept! :eek:

monster 06-23-2011 09:08 PM

Quote:

Originally Posted by SamIam (Post 741685)
Well, their count DOES have to come out correct at the end of the day. In theory, anyhow.

But the banks (or at least this bank) make deposit "corrections" at will, so seems to me like it'd be pretty darn easy....

this is TCF by the way, in case anyone was wondering.

SamIam 06-23-2011 11:10 PM

Well, here is my bank horror story which happened to me a couple of months back. I had gone to Wally World to buy some supplies. I stopped at the ATM there and tried to withdraw $300 bucks to cover my shopping bill and also to buy two money orders to pay my electric and phone bill.

The ATM got all rude to me and burped out a slip that said "Transaction not allowed." I thought maybe I had put my pin number in wrong and tried again with the same result.

I KNEW there was money in my account. Uncle Sam had just sent me my usual few crumbs for my SSDI, and I hadn't been to the bubble gum machine and spent it all yet. So, I went straight to my bank, the State Bank of Foul Play, and withdrew the needed $300, no problem.

Then the next day around 4:45pm, Foul Play Bank called to inform me that I had withdrawn $900 from my accout, leaving me $170.00 in the red. What! No way! Foul Play insisted, however, and informed me that THEIR records showed that I had extracted $600 from the ATM before I came over and whamboozled THEM out of ANOTHER $300!

Nice trick, I guess, if I'd actually ended up with $900 which I didn't.

I had to wait until the next day to go down to the First National Bank of Gypsies, Tramps, and Thieves which owns the ATM in question and demanded to know why they were siphoning money off my meager account.

Lucky for me, I had actually KEPT and FOUND the two ATM receipts which showed that the machine had dispersed to me $0 not once but TWICE!

The Tramps and Thieves considered this and then called in an upper level Gypsy. She went to work with her crystal ball and claimed that their count had balanced on the night in question.

Well, duh! Of course it did! Someone lower down on the thief scale had probably miscounted the day's ill gotten gain, came up short, and hit a button somewhere to make things look O.K. Unfortunately, things did not look OK, nor were they, with MY account.

I went back to the Bank of Foul Play which still had all my money in their tight little claws, plus their plans to take even more to make up for the overdraft I had supposedly caused. I proceeded to start crying in the bank lobby. This was too much! My electricity was going to get shut off, and I couldn't buy any food.

Plus, I somehow had to convince both banks that it was THEIR fault, not mine. I was told that the Gypsies, Tramps and Thieves have 10 days to work out things with Foul Play to reach a connivance acceptable to them both.

Lucky for me, Gypsies, Tramps and Thieves finally admitted their error just before I went into total economic melt down.

So, if you ask me, counting up change is the least of the banking industry's problems. :mad:


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