The Cellar - Obamacare

The Cellar (http://cellar.org/index.php)

- Health (http://cellar.org/forumdisplay.php?f=33)

- - Obamacare (http://cellar.org/showthread.php?t=30473)

That doesn't include the helicopter evac...

Another day, another new "stupidest thing I've ever seen"

Looks like there are competing bills. Here's another, with a less ridiculous name.

Actual numbers. I received the following email from my employer today. Edited for privacy.

Quote:

Dear [glatt],

The firm has calculated the employees’ share of the 2016 medical loss ratio (MLR) rebates received from Cigna in accordance with Department of Labor (DOL) guidelines under the Patient Protection and Affordable Care Act (PPACA). The total rebate received by the firm for plan year 2016 is $426,299.00.

Rebates will be in the form of a medical insurance premium credit on the first December payroll for actively enrolled Cigna participants who participated in a Cigna plan during plan year 2016. The premium credit attributable was allocated proportionately to the Cigna medical premiums paid by individuals in 2016 to which the credit applies.

Your specific premium credit amount is: $242.12. Please note that since medical premiums are deducted on a pre-tax basis, your premium credit will slightly increase your tax withholdings since your remaining medical premium due on your first December pay will be less than usual.

If you should have any questions, please contact benefits@[employer].com.

$242.12. Thank you Obama. And thanks for keeping the insurance companies honest in this area.

My friend Working Class Marcus will need some of that because his O-care premiums went up like $150.

I think his 17-yr-old son is on his plan too

Marcus will just sell more weed but what about the working class people who don't sell weed?

Marcus might have to sell a lot more when Congress gets done "fixing" Obamacare.:rolleyes:

Prior to Obamacare, did Marcus have better insurance, or no insurance?

So, cheaper for him, but ready to fuck the rest of us over when he showed up in an ER with medical needs he couldn't pay for but would still receive.

For minimum impact on his preferred lifestyle, all he has to do instead is pay the penalty (much cheaper than premium-plus-$150) and keep living like he's invincible.

"cheaper for him" Working class, they don't buy things they can't afford. He wouldn't have paid for insurance because it would have busted him. Now he is forced to pay for it although it is busting him. * s h r u g *

So all that is correct, and that will be his decision; now extend it to the rest of the working class, and there they are. Will they pay the penalty? Will they take their chances? Will they sell weed? Will they fuck us over? Will we notice?

Quote:

Working class, they don't buy things they can't afford.

And yet, he bought an actual insurance policy last year instead of paying the penalty. He's not forced to pay for the thing that costs hundreds a month and just involuntarily went up another $150 a month. For 2016, the penalty for going without insurance is just $57.90 a month if your annual salary is $27,800 or lower. $40K a year gets you $83.30 a month, $60K a year is $125 a month.

The system is fucked, and I'm not saying he can afford the actual insurance. But he could afford the penalty, meaning Obamacare wasn't the thing that fucked him.

Before Obamacare, MA already had a mandatory system my bother bitched about mightily. When Obamacare came along with the preexisting condition clause he didn't see why he couldn't skip insurance and just buy it if he came down with something serious. :rolleyes: