Sadly enough, that would be illegal. You can't take out an insurance policy on someone unless you have an "insurable interest;" that is, a demonstrable reason to want them to stay alive. Basically, only family members.

BUT, we could all take out a policy on a close elder relative, and every time one of them kicks the bucket...

There has to be a way around that. It should not be to hard to show that I have an insurable interest in other Cellar Dwellars if we set up a Corp or LLC.

But then wouldn't you have to pay us all a salary? That wouldn't be so bad.

Maybe we are just forum play. ;)

And btw CG, my bunny slippers are ruby. :D

"But, I don't know nobody named Ruby!" - Larry Miller

Ruby bunny slippers...
Ok, that changes things.
Please continue.
God help Matt Damon....