It won't carry interest charges. That would count as usury.


Really interesting wiki article about it: http://en.wikipedia.org/wiki/Islamic_banking

Islam prohibits lending money for interest, and there are particular setups that allow loans to be made without violating that prohibition.

Yeah, I ain't about to read all that rfn...How does "Guidance Residential" make money on an interest-free home loan? In a sentence. Or two.

This thread has been going for nine and a half years.

There are a few different ways. One way is, rather than loaning you the money to buy a house, they buy the house on your behalf and then you pay them back for it, whilst they retain ownership until the debt is cleared. They make the profit by selling the house to you at higher than the asking price - instead of their profit coming through interest it comes directly from the sale.

There's more to it than that, but we've reached the limits of my ability to understand bank stuffs.

Sounds like the difference between dope, and weed.

So, it's semantics, then?

Thanks for the info, Dana.

Depends on how they calculate the difference in price. There's no compound interest. I would guess that the price difference is usually less than what one would pay in interest on an interest-bearing loan over 30 years, with the tradeoff that paying off early has little to no benefit.

you're too modest, this is actually a solid gold explanation. excellent!

Thanks, HapMo.

That's enough of your anti semantic comments, sir.

How can anyone be anti semantic ?
Without semantics there wouldn't be any babies.

I'm a rabid anti-semant.

C'mon what kind of world would that be, no bridges, highways, or damns. Think man! Think of the...

I saw this video making the rounds over on Facebook.



I like Geena Davis, but this is like a really bad Saturday Night Live skit that causes you to turn off the TV and go to bed. She makes so many awkward gags that I was left wondering if the whole thing was made up. Is she for real? Is this really a thing? Or is it all a joke? I'd like some actual empirical data and a link to a study or something to back up the claims. What does donating money even do? Fund a new movie? Is she fighting for the children, or for actresses looking for voice roles? So many questions. This video is one big WTF for me.

"Yeah see, Timmy...."

One of my favorite actresses, ever since I saw her in a tv comedy series many years ago.
I first noticed Geena Davis because that she is quite tall AND she stands up straight !

...and, she's an archery bunny.:joylove:

This can't be real.

Can it?

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The Geena Davis Institute on Gender in Media, yeah, it's a thing. The woman she cites as conducting the research is real, too.

I want me one of them 'hypersexualized' ladywimmins.

Me To, but only in my mind:p:

Yes and no. Floppies don't hold much so yes it would take that many, but no that would be stupid. Oh wait, I forgot, this is the internet... probably someone out there did it. :haha:

So give me ten lashes with a wet noodly appendage for posting "reindeer" before Thanksgiving ;)

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That's the sexiest thing you've ever posted.:whip:

:p:

Nirvana's 'reindogs' reminded me I had these stashed back.

The artist, Lauren Ryan, makes these out of pipe cleaners. I almost forgot those things existed.

The girl has a talent...and she's fun to look at, too!

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Wow. They're frickin awesome.

I'm buying these IPADS for my daughters.

Keryx says that is not funny.

She's wrong.

:lol2:

What could possibly go wrong?

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One penny for a 'lighted' cigarette.

Damn, that's one huge pad.


Sent from my iPad using Tapatalk

Somebody done forked up the spoons.

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In nature, you don't often see perfect geometrical shapes, at least not on human sized scale. Sure, planets are spheres. And I suppose you can get molecules to form gemetric shapes. And crystals. But the point is that it's very rare. Most stuff is lumpy and weird shaped in nature.

So check out this perfectly round ice disk. Formed in an eddy in a river as it spins and rubs against the shore, cutting it into a round shape like a lump of clay on a potter's wheel. Or a piece of wood on a lathe.

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It's happened before.

Wasn't one of those ice discs an IOtD way back?

That's what I thought but the archive is too large now!

I think it was on site with the old water wheel. Bruce sent me a link. I think. :bolt:

Could be, Buster, but it would have been a couple years ago at least.:confused:

Wow. I mean, I figured, but, WOW!

Size matters.

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Really? Is this necessary?

Wow - I would NOT want to see some people on that. Although, it may make for some good stories......that end up with someone in jail...

This is either fake, to some degree, or, this is the most badass chopper pilot in the history of man:



My biggest doubts are on the pick-ups...I just don't see how he's getting hooked up that fast.

He's obviously not getting paid by the hour.

I'm skeptical.

He starts slowing down to drop the load, so the load swings out to the drop area, and he turns at the same time so the drop area and the load are behind him. How can he see the position of the load to drop it? It's swinging behind him.

And the pickups are very fast. If I were on the ground hooking up the loads, I couldn't do them that quickly. And if you screw up and he takes off while you're holding the line, you're as good as dead.

I believe it. Maybe there's a claw that grabs the trees.

Same guy. Maybe the same crappy camera man

I don't think so, you can see some sort of knuckle that stays attached to the helo swinging thirty or so feet beneath it...some sort of quick-release device.

After watching both vids again, I'm actually equally impressed by the ground crew. They've got what looks like ~5 seconds, give or take, for the hook-up and getting the hell outta the way.

Damn expensive way to move Christmas trees. :confused:

My guess would be that the bulky thing at the base of his line is an electromagnet, and each tree has already been fitted with its tripod of wires plus a hunk of metal on top. No way is there time for a physical coupling/uncoupling of any kind of hook.

This YouTube is from the pilot's POV.

The last minute or two of this video shows him landing,
and you can see the line, weight, and connecting apparatus
on the ground before he touches down.

...I can't really make it out, but it looks like it might be a clamping devise of some sort

In Peru and the oil field they used a quick release hook with a weight. Once saw a sling load of dynamite dropped in the edge of our camp. Also in Peru, they carried a 6 pack of fuel up the right of way. 6-55gal drums. Take off from a hill top, not enough lift? Drop it, splat.

Looks like a quick release hook.

When they did the geologic survey here, they had to drop miles of cable using the same system. They moved wicked fast although slower than my neighbor's haybine...

Please tell me you bought the book, grav.

Anyone vaguely remember Tila Tequila? Well... she's changed.

I didn't know she'd had a brain aneurysm. It said she was out of the hospital in a week. Momdigr had a brain aneurysm many years ago. I'm not sure you can get out of the hospital in a week after a brain aneurysm. I guess it's possible, depending on where in the brain it was. Momdigr was in ICU for 22 days. 32 days total stay. And a really long recovery period.