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There is nothing to discuss with Obama and what he said dozens of times.
My insurance with BC is being terminated. My son's plan (no, not Dan) with Coventry (now part of Aetna) is also being discontinued. The alternative plans on the exchange are 2-3X the cost of what we had, we could afford and what fit OUR needs. We are basically being forced to go without insurance AND as an added kick in the nuts, I get to pay a penalty because of it. FUCK YOU OBAMA, I regret voting for him almost as much as Shrub. |
That sucks, man. What was it about your old plan that made it invalid? I forget, does PA have their own exchange? And did they decide to expand Medicare?
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Gov Asshole - Corbett(R) chose not to expand Medicare.
I am not sure what SPECIFICALLY is the reason. The letter states very clearly that the policy is no longer in compliance with the UN-ACA regs, but not why. Here is the letter my son received. We have not received any more feedback from them since. I called twice, but the wait times were ridiculous and I hung up. |
shit.
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The letter is clear that his policy continues thru the end of 2014 ... and at that time an ACA-compatible policy will be available. Mr Whiner has returned... Five or six years from now, Mr Whiner's son will turn 26, and no longer be on his parent's policy. But even with "pre-existing condiotions" he can still have insurance due to ACA. His son's income will be taken into account, and will probably have very little, maybe zero, out-of-pocket premiuml payments. For some people, this is the Obamacare they see... From 1988: For others, the world is more like this... Quote:
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You mentioned Medicare - if you would have been covered in extended Medicare, and your state refused it, you may be out of luck. The ACA was designed for Medicare to fill a particular hole that the exchanges and subsidies didn't cover.
You may have to wait until there are enough Democrats in Congress to fix any ACA problems. Republicans would rather have ACA problems to crow about than fix them. |
How difficult would it be to move across the river to NJ? Do they have Medicare coverage? Or is it too far away?
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I wonder how many insurance companies are pulling a Humana.
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Damn, they're a serial offender. |
Well if they were only fined $65k it makes business sense to do continue sending those false letters. Assume that 10% of the 6,400recipients took the letters at face value. That's 640 people, who let's assume paid $5k each, or $3.2 M total. That's an easy choice. $3.2M vs $65K. And those are conservative estimates. If 50% of the recipients followed the letter's instructions and renewed, it would be $16M the company would make.
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it's helpful to keep in mind that our nation's for profit health insurance system has as its prime directive profit for the shareholders. that profit motive is *by law* the most important thing for these publicly held companies to take care of. the recent changes in the law like the ACA and earlier changes in the law like (forgetting the name at the moment) the instruction to treat insurance coverage for mental health like coverage for physical health are all done with a mind to regulate the industry, the health insurance industry. But they're all still in business to make money (not quite the same for the non profit/collectives out there).
regulating industries happens in numerous sectors of our economy from energy to automobile manufacturing to food production, etc, etc, etc, etc. these laws and regulations are done with a mind to the public good, usually. and usually, the industry finds a way to accommodate the rules. but they're still trying to make money. like the outfit above. they don't have a built in motivation to make the costs less, until they were compelled/cajoled into competing directly. competition has a long and well established track record of simultaneously allowing profits for effective companies and lowering prices for consumers where they have a choice. And the converse proves the opposite--look at the cable television choices you have, as an example. Here we have ONE choice, and that monopoly (fuck you Comcast) provides ZERO incentive to lower prices. why the hell should they? and indeed they don't. So, I'm not surprised that they're trying to lock in some profits like this. disgusted, yeah, suprised. Noper. |
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My son is 23. There is no The cost to "ADD" him to a parental policy is far more than for him to buy his own. Son does not qualify for any subsidies and there is no expanded Medicaid in PA. So far you are nothing but wrong on all accounts. |
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:D
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