of course it was posted in jest

no, I think they're serious. I appreciate the help, guys, really, but I think it's a little impractical.

well I edited Jim's post and Tony has the band gig and all...

Yes it is, that's why it will come from New Jersey.

here's a famous juke, showing that it's no joke. In honor of football season and the car which I am impatiently waiting for:

some questions about structuring a loan and paying it off asap (note that I have not yet decided whether to keep my present car too, trade it, or sell it myself):

1) Can I ask for my payments to fall within the second half of the month, regardless of the date I sign the paperwork?

2) What's the best way to make extra payments on the principal? Can I make any old extra payments I want? A little extra a month?

3) If I keep my car, and sell it myself later, can I use that money to make a substantial payment on my principal at that time without penalty?

I realize the answers may be specific to each lender, but loan paperwork is tricky! I want to know what to watch out for and ask.

You ought to be able to prepay as much as you want whenever you want, but double-check anyway.

I have definitely been given the option to pick my payment date before, as per question 1.

I have a question that is probably not worth it's own thread.

We are looking for a new-to-us used car, and I've seen several listed with less that 10K miles. In checking CarFacts, these 2009-2010 cars were owned by leasing companies.

Why would a company sell off such "new" cars ?
Should we be leary of them as possible pay-me-now or pay-me-later ?

Any comments or PM's would be appreciated

Now back to Cloud's car stuff....

I think you have to be leary of any used cars. Fleet cars have usually been driven pretty hard, by people who don't care about long term performance.

I drove a Mazda3 hatchback today--pretty nice car. Also looked at a VW GTI. Those are my 2d and 3d picks after the Juke. My local dealer said he would get 3 Jukes in October.

By expressing early interest you're likely to pay a premium, though.

Nissan Juke: 117.5 hp/litre, turbocharged
Mazda3 i model: 74 hp/litre "normally aspirated"
Mazda3 s model "upgrade": 68 hp/litre
VW GTI: 100 hp/litre, turbocharged

that's a possibilty I'm aware of yes. But I want to see the damn thing in person, before I make my final decision.

I may wait until a few more of the cars come in, say in December, 'cause I may be able to make a better deal. The car is so well priced and loaded in the first place, though, I think it's a good value for the money.

So, your numbers: are you equating more horsepower per liter = better? The Mazda3 with the 2.5 litre engine has 167 hp; the Juke has 188; and the GTI has 200 hp. In regular hp numbers.

being turbocharged, the Juke and the GTI both take premium fuel.

And you want it, damnit. :lol:

yeah. trying not to appear too desperate though.